:root{--navy:#0b2348;--blue:#1457a8;--red:#c91523;--gold:#d7a64a;--ink:#1d2633;--muted:#66758a;--line:#d8e0eb;--bg:#f4f7fb;--white:#fff}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{text-decoration:none;color:inherit}.topbar{background:#eef3f9;border-bottom:1px solid var(--line);font-size:13px;color:#43546a}.wrap{max-width:1180px;margin:0 auto;padding:0 20px}.topbar .wrap,.nav .wrap{display:flex;justify-content:space-between;align-items:center}.topbar a{margin-left:18px;color:#43546a}.nav{background:#fff;position:sticky;top:0;z-index:9;box-shadow:0 3px 14px rgba(11,35,72,.08)}.logo{font-weight:900;color:var(--navy);font-size:25px;letter-spacing:-.5px;padding:18px 0}.logo span{color:var(--red)}.menu{display:flex;gap:24px;align-items:center}.menu a{font-weight:700;color:#24344a}.btn{display:inline-block;background:var(--red);color:white;padding:12px 20px;border-radius:3px;font-weight:800}.btn.alt{background:var(--blue)}.hero{background:linear-gradient(110deg,rgba(8,28,60,.95),rgba(20,87,168,.85)),url('../media/hero.svg');background-size:cover;color:white}.hero-grid{display:grid;grid-template-columns:1.35fr .8fr;gap:34px;padding:70px 20px}.eyebrow{color:#ffcf6c;font-weight:800;text-transform:uppercase;letter-spacing:1.4px;font-size:13px}.hero h1{font-size:52px;line-height:1.08;margin:12px 0 18px}.hero p{font-size:18px;color:#dfe9f7}.notice{background:white;color:var(--ink);border-left:5px solid var(--red);padding:22px;box-shadow:0 15px 35px rgba(0,0,0,.2)}.notice h3{margin:0 0 8px;color:var(--navy)}.newsstrip{background:#fff;border-bottom:1px solid var(--line)}.newsstrip .wrap{display:grid;grid-template-columns:160px 1fr 120px;gap:18px;align-items:center;padding:16px 20px}.tag{background:var(--navy);color:white;padding:7px 12px;font-weight:800;text-align:center}.ticker{display:flex;gap:28px;overflow:hidden;color:#3d4d63}.section{padding:54px 0}.section h2{font-size:34px;color:var(--navy);margin:0 0 14px}.lead{color:var(--muted);max-width:780px}.business{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);background:white}.business .item{padding:28px;border-right:1px solid var(--line);min-height:220px}.business .item:last-child{border-right:0}.item .num{font-size:42px;color:#dce6f4;font-weight:900}.item h3{color:var(--navy);font-size:22px}.cmec-layout{display:grid;grid-template-columns:1fr 380px;gap:28px}.panel{background:#fff;border:1px solid var(--line);box-shadow:0 6px 20px rgba(20,50,90,.06)}.panel h3{margin:0;padding:18px 22px;background:var(--navy);color:#fff}.panel .body{padding:22px}.market-table{width:100%;border-collapse:collapse}.market-table td,.market-table th{padding:13px;border-bottom:1px solid var(--line);text-align:left}.market-table th{color:var(--navy)}.up{color:#087a4a}.down{color:#b8202f}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{border:1px solid var(--line);background:white;padding:24px}.card h3{color:var(--navy)}.split{display:grid;grid-template-columns:1fr 1fr;gap:26px}.blueband{background:var(--navy);color:#fff}.blueband h2{color:#fff}.faq details{border:1px solid var(--line);background:#fff;margin:12px 0;padding:16px}.footer{background:#091b36;color:#c8d3e3;padding:44px 0}.footer-grid{display:grid;grid-template-columns:2fr repeat(4,1fr);gap:24px}.footer h4{color:white}.breadcrumbs{font-size:14px;color:#657184;margin:22px 0}.page-hero{background:#eef3f9;padding:48px 0;border-bottom:1px solid var(--line)}.article{max-width:860px;margin:0 auto;padding:40px 20px}.article h1{color:var(--navy);font-size:42px}.article h2{color:var(--navy);margin-top:34px}.placeholder{border:2px dashed #b9c6d8;padding:18px;color:#66758a;background:#f8fbff}.grid-list{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}@media(max-width:800px){.hero-grid,.cmec-layout,.split{grid-template-columns:1fr}.business,.cards,.grid-list,.footer-grid{grid-template-columns:1fr}.menu{display:none}.hero h1{font-size:38px}.newsstrip .wrap{grid-template-columns:1fr}}